There are a variety of types of lenders, including traditional banking institutions, credit unions, and new, nontraditional lending options.
The traditional banks offer credibility but often have higher interest rates and sometimes stricter eligibility requirements.
Consolidated public loans under the federal government program are considered paid in full by the new loan.
The program was created to encourage educational pursuits by making otherwise unmanageable public loans practical for repayment and in a timely fashion.
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This knowledge can help bring you one step closer to debt relief and well as peace of mind, knowing that you are not overpaying on your student loans.Rates are 5 percentage points higher for borrowers without automatic loan payment, direct deposit and online banking.
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