Chatrandom credit card


26-Nov-2015 00:32

In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged.A credit card also differs from a cash card, which can be used like currency by the owner of the card.The concept of using a card for purchases was described in 1887 by Edward Bellamy in his utopian novel Looking Backward.Bellamy used the term credit card eleven times in this novel, although this referred to a card for spending a citizen's dividend from the government, rather than borrowing.Beginning in the 1930s, merchants started to move from charge coins to the newer Charga-Plate.In 1938, several companies started to accept each other's cards.The next nine digits are the individual account number, and the final digit is a validity check code.

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These charge coins were usually given to customers who had charge accounts in department stores, hotels, and so on.

Charge coins and other similar items were used from the late 19th century to the 1930s.